We are aware that all client matters must be dealt with in a timely fashion, even in a situation that would involve contingency planning. We maintain and test business continuance plans on a regular basis. These plans provide a high level of comfort to our clients such that, in the event of a disaster, we have procedures and systems in place to service clients from a remote location. Our plans are also reviewed annually at the Schroders plc level by a dedicated team of business continuance professionals.