Funds in focus

Schroder Flexible Retirement Fund

The Schroder Life Flexible Retirement Fund is designed for DC members who are approaching the stage when they will transition into retirement and who require a fund solution that gives them the flexibility to take their pots in a series of single lump sums or drawdown their assets over a period of time. 

01/08/2015

The Schroder Life Flexible Retirement Fund is designed for DC members who are approaching the stage when they will transition into retirement and who require a fund solution that gives them the flexibility to take their pots in a series of single lump sums or drawdown their assets over a period of time. Through a combination of an actively managed multi-asset portfolio and a systematic downside risk management overlay the fund seeks to deliver an above inflation return while reducing the chance that an individual will suffer a significant loss.

The fund has three objectives

  1. To provide - Capital preservation for DC members approaching retirement and flexibility to use their pots according to their individual circumstances.

  2. To generate - A return of CPI+2% (net of fees) over a market cycle (typically 3-5 years).

  3. To deliver - These returns with a risk management overlay that targets a maximum loss of 8% over any investment period*.

More information

*The maximum loss target is an investment objective only and does not constitute a guarantee. It is possible that due to prolonged adverse market environments the Fund may lose more than 8%.