Property Finance
Further details of our lending services
| Residential | Commercial | |
|---|---|---|
| Loan to Value | Up to 70% | Up to 60%* |
| Term | On application | On application |
| Typical property types |
Freehold or leasehold (min 50 years) |
|
| Security | Residential properties, securities, cash | Property as above, securities, cash |
| Information/ requirements |
|
|
| Interest margin | 1.75% to 2.00% p.a. Indicative | 2.25% p.a. Indicative |
| Costs | Legal + valuation fees | Legal + valuation fees |
| Arrangement fees | 0.50 to 1.00 % Indicative | 1.00% Indicative |
| Offshore Lending | Via Guernsey, subject to conditions | Via Guernsey, subject to conditions |
*Subject to appropriate amortisation reducing the loan to value to 50% by the end of the current lease term.
Schroder & Co. Ltd is authorised by the Financial Services Authority to administer, advise on, arrange (bring about) and enter into a regulated mortgage contract. Your home may be repossessed if you do not keep up repayments on your mortgage.
In relation to offshore lending, Schroders (C.I.) Limited does not have a place of business in the United Kingdom and is not authorised under the Financial Services and Markets Act 2000. All or most of the protections provided by the UK regulatory system will not apply and compensation will not be available under the UK Financial Services Compensation Scheme in respect of services provided by this company. This does not exclude or restrict any duty or liability that Schroder & Co. Ltd has to its customers under the Financial Services and Markets Act 2000.