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In general, Reksa Dana can be defined as an investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in various investment instruments such as stocks, bonds, money market instrument, etc. Reksa Dana is managed by fund managers with an objective to produce capital gains and income for the fund's investors in accordance to criteria set in the fund's prospectus.
Investment management company or fund manager is the party who invests Reksa Dana’s assets into various investment instruments in accordance to investment guidelines set in the fund’s prospectus.
Individual and institutional investors can invest in Reksa Dana.
By investing in Reksa Dana, investors can have access to various investment instruments and take advantage of the expertise of the fund manager as well as the economies of scale of the Reksa Dana.
Reksa Dana typically issues units that can be purchased or redeemed as needed at the fund's current net asset value (NAV) per unit. When investors buys Reksa Dana, they will receive investment units which are calculated based on the subscribed amount and the current NAV per unit. By owning investment units, the investor owns a proportionate share of the Reksa Dana’s assets and each unit holder participates proportionally in the gain or loss of the fund.
The Fund Manager is responsible for investing the funds to a portfolio of securities such as stocks, bonds, money market and other instruments, depending on the type and purpose of the Reksa Dana.
Net Asset Value (NAV) or the current price of units is one of indicators to monitor performance of the Reksa Dana. By calculating the daily percentage changes in NAV, investors can get a good idea about how volatile the particular portfolio is relative to other funds.
NAV is calculated a daily based on closing/fair market prices of the underlying assets. To get NAV per unit we must follow number of steps: first, the total market/fair values of all the securities held are computed. The total of the market values is added to the fund’s cash and equivalent holdings. Liabilities (including accrued expenses) are subtracted. The result is total net assets value. By dividing total net assets value by the number of fund units outstanding, it will give us the NAV per unit.
Fund manager appoint custodian bank that serves as the fund administrator, who is responsible for the completion of the transaction settlement/clearing with respective brokers or banks, registration of securities, calculation and distribution of dividends, as well as producing NAV per unit and fund reporting. The Capital Market and Financial Institution Supervisory Agency (Bapepam and LK) is the entity that regulates and supervises the Indonesian capital market activities including the Reksa Dana industry.
As with any investment, there are risks involved in buying Reksa Dana. Risk refers to the possibility that you will lose money (both principal and any earnings) or fail to make money on an investment.
The main risks that may affect the performance of Reksa Dana are;
Since its creation, Reksa Dana has become increasingly popular as an investment vehicle for investors as it offers some advantages to investors with limited knowledge, time or money:
Assets of Reksa Dana are safe-kept by the custodian bank which is not affiliated with the fund manager. Custodian bank will ensure that the fund’s assets are segregated from the fund manager’s and custodian bank’s assets. Hence, if anything happens to the fund manager or the custodian bank, the fund’s assets will not be jeopardized.
We have developed quite a number of products in our shelves to meet our client’s investment objectives. We continuously examine our range of available products to ensure they are appropriate for the market conditions and to identify gaps where we see potential opportunities. Currently, we manage 21 open end funds and 8 closed end funds. Some of our open end public funds are:
Please note that each fund has its own characteristics, thus investor should read its prospectus before making decision to invest.
Yes, Schroders Indonesia manage 1 (one) Reksa Dana product in US dollar denomination. Investors may subscribe through our sales agents across the country.
Yes, under the prevailing regulation, Fund’s NAV should be calculated and published in at least 1 (one) national business newspaper, on a daily basis.
It depends on the type of the Reksa Dana owned by investors. For more details, please refer to the Fund's Prospectus regarding the Fund's Objective and Investment Guideline.
Please visit our website www.schroders.co.id for the prospectus of each fund.
Complete information about Fund's taxation is provided in the Fund's Prospectus.
Please visit our website www.schroders.co.id for the prospectus of each fund.
Investors can monitor their investment performance by comparing NAV per unit of the respective funds from time to time. Historical NAV per unit is available in our website.
Historical performance of each our funds provided in the monthly Fact-sheets and/or can viewed in our website www.schroders.co.id
To invest in Schroders Indonesia's Reksa Dana products, you may contact our sales agents.
For general information, including list of our sales agents, please feel free to visit our company website www.schroders.co.id
If investors buy units through our sales agents, investors will gain some advantages as below;
As mentioned earlier, Reksa Dana typically require only relatively small initial investment amounts. With such small money, investors can invest in a diversified portfolio of assets.
Please refer to the respective fund’s Prospectus which is provided in our website www.schroders.co.id
Yes, redemption, subscription and switching can be done on a daily basis in accordance with Indonesia stock exchange calendar.
Yes, there is a fee for those transactions. For more information regarding the fee structure of each fund, please visit our website www.schroders.co.id
Please read the following before proceeding.
MUTUAL FUND CONTAINS RISK. A PROSPECTIVE INVESTOR MUST READ AND UNDERSTAND THE PROSPECTUS PRIOR TO INVEST IN MUTUAL FUND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE PERFORMANCE.
The information on the following pages is intended solely for use by Indonesia residents.
The funds mentioned are Indonesia-authorised funds and approved for sale or purchase in Indonesia. By proceeding you are representing and warranting that you are either resident in Indonesia or the applicable laws and regulations of your jurisdiction allow you to access the information. In particular, the information is not for distribution and does not constitute an offer to sell or the solicitation of an offer to buy units in Schroder funds in any jurisdiction where such activity is prohibited including the United States of America, for citizens of the United States of America (as such term is defined in Regulation S of the U.S. Securities Act of 1933).
The contents on this website are for information only and without consideration given to the specific investment objective, financial situation and particular needs of any specific person. You may wish to seek advice from a financial advisor before purchasing units of any Schroder fund. In the event that you choose not to seek advice from a financial advisor before investing in any fund, you should consider whether the fund selected is suitable for you.
Past performance and any forecasts are not necessarily indicative of future performance. The value of units and the income from them may fall as well as rise. The funds are subject to investment risks. You should read the relevant prospectus obtainable from this website before investing.
PT Schroder Investment Management Indonesia believes that the information it provides is accurate as at the date of publication, but no warranty of accuracy is given and no liability in respect of any error or omission (including any third party liability) is accepted by Schroders or its affiliates or any director or employee of Schroders or its affiliates. The information is subject to change without notice.
PT Schroder Investment Management Indonesia
30th Floor IDX Building Tower 1
Jl Jend Sudirman Kav 52-53
Jakarta 12190, Indonesia
PT Schroder Investment Management Indonesia is licensed and supervised by Indonesia Financial Services Authority (OJK); and is a member of Asosiasi Perusahaan Reksa Dana Indonesia (APRDI).
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