Our services

Focused on what matters to our clients

Just as every client is unique, so is the service we build around them. Our wealth management specialists sit at the core of the expert team we assemble around each of our clients and are entirely focused on helping you to meet your goals. We invest heavily in understanding our clients’ expectations and priorities, so they enjoy a long and personal relationship with our teams.

Discretionary Portfolio Management

Our first investment is in understanding your objectives. We take the time to get to know our clients’ circumstances, priorities and ambitions. We use our long-standing experience and expertise to choose the investment solutions best able to deliver continued prosperity, responsibly and securely.

Award-winning investment management that delivers results
A dedicated team that understands your personal objectives
Access to the research capabilities of the entire Schroders Group

At A Glance

Working with you

Dedicated investment managers taking charge of day-to-day decisions
Bespoke investment portfolios tailored to your risk appetite and goals
A global network serving overseas clients and non-domiciled UK residents

The investment expertise we access as part of a truly global asset manager, combined with the knowledge of our internal specialists, gives us a unique perspective on an ever-changing world.

Our portfolio managers can invest from across the market – with our own in house funds competing with the very best available and subject to the same scrutiny and rigorous testing.

This freedom and insight ensures we make investments that are right for each client, with strategies that deliver security and prosperity.

Getting to know our clients’ circumstances, priorities, concerns and ambitions is the most important investment that we make. It is how we balance individual appetites for risk and reward and meet each unique objective.

The majority of our clients work with us under a discretionary agreement. This means that we take care of the administrative side of things, deciding when to buy and sell assets, preparing reports and making any necessary payments.

As well as continually monitoring the performance of their investments, we review our clients’ objectives and circumstances regularly to ensure that we are always positioned to deliver their long-term goals.

Our Discretionary Portfolio Management At A Glance

Our Wealth Management Approach

We know that investing successfully takes time and dedication. Even with significant knowledge and experience, managing your own financial affairs can be a complicated, lengthy and laborious process. That’s why you can rely on our team of experts, with long-standing experience of advising clients, to take charge of the day-to-day decisions involved in managing your portfolio of investments.

Our partnership with our clients is always based on trust. We take the time to understand their specific circumstances and work with their existing advisers so that the management of their wealth is seamless.

We gather an experienced team around each of our clients. This is led by a portfolio manager and, where applicable, a wealth planner. Together, they agree an investment approach that ensures your assets are invested in a way that balances risk and reward in order to achieve your goals.

Our approach to wealth management ensures that investments are structured tax-efficiently, and that we create bespoke portfolios which help to reduce the tax liability on your estate.

We focus on preserving your wealth but never rely on strict models to do this. Instead our talented team use the intelligence, ideas and strategies of Schroders Wealth Management and the wider Schroders Group to structure your investments to meet your individual objectives.

We are always searching for the best outcomes for our clients, so we monitor each portfolio, measuring ourselves on how well we preserve and grow our clients’ wealth.

For those wishing to invest in individual stocks or bonds in addition to funds, we offer a separate segregated mandate service.

Our segregated service also allows us to screen your investments in depth, creating a strong and unique portfolio in line with your values. If you have specific ethical concerns and want to avoid particular sectors, we will design a portfolio that reflects your personal principles.

We believe that by investing responsibly and committing to social and environmental goals we can create long-term value for our clients.

Family office services

With 200 years of heritage behind us, we understand the complexities of working with families spanning generations as well as jurisdictions. Many of the families we work with have been clients for generations, building deep relationships, trust and personal understanding.

Our family office service is as individual as the families we serve. We offer fully bespoke investment strategies, extensive benchmarking and access to world-class expertise from across Schroders Wealth Management and the wider Schroders Group to ensure that family wealth is preserved and grown.

With homes and business interests across the world, we understand that families may span many jurisdictions. We offer access to our extensive experience of handling wealth in a wide variety of currencies, as well as competitive foreign exchange rates.

Leaving a lasting legacy is an important concern for many clients, and our specialists can tailor a solution that suits family interests and future plans effectively and efficiently.

Managing Charity Investments

As a leading investment manager for charities in the UK, we work closely with organisations that our private clients are often associated with as trustees and members of charity boards.

Our charity team consists of 24 specialists, each skilled in helping charitable organisations meet their objectives, preserve their capital and help it to grow.

Find Out More About Managing Charity Investments Find Out More

Sustainability

Spanning social and financial investments, sustainable investing covers a broad range of environmental, social and governance (ESG) topics. For many of our clients, considering ESG issues is becoming fundamental in helping them ensure that their investments shape better outcomes for society, as well as drive long-term performance.

Central to our sustainable investment approach is the understanding that those companies that can adapt and thrive in a climate of rapid social and environmental change will be more successful in growing their business. Careful consideration of material ESG issues allows us to potentially mitigate risks that could arise from these issues as well as identify opportunities. We work with an extensive team of sustainability specialists as well as proprietary tools from the Schroders Group to help us appraise the companies that we invest in.

Our sustainable investment solutions combine our tailored wealth services with the depth and breadth of expertise at Schroders and our best ideas from across the market. We work with you to understand your values and how to best reflect them in your investment strategy.

Our sustainable investment approach is set out in full in our Responsible Investment Policy.

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Advisory Services

Our advisory service provides high conviction investment ideas that are designed to benefit from both long-term changes in the market environment, as well as tactical ideas that arise from market gyrations.

Our offering is premised on delivering customised solutions, taking into account your investment objective and risk tolerance. Your dedicated relationship manager will also offer you regular updates on our best investment ideas - after taking into account your needs and requirements. Nonetheless, you will make the final decision yourself.

At A Glance

Service overview

Our Advisory Services At A Glance

Service overview

Service overview

Our services include:

Fund Selection using our open architecture fund selection platform
High conviction ideas encompassing equities, ETFs and funds
Hedge Funds, as well as thematic sector ideas
Private Equity capabilities
Structured Products

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Banking Services

By offering clients the ability to bank with us we provide a suite of services, all focused on meeting our clients’ long-term needs and achieving their future goals. We are committed to offering every existing client the banking services they need.

From lending against investment portfolios, to cash deposits and foreign exchange - we have a variety of banking services available exclusively to clients.

At A Glance

Working with you

Choose from a variety of accounts to fit the way you manage your money
Take out loans with no penalties for early repayment
Hold accounts in a variety of currencies
Receive competitive rates on your cash deposits and foreign exchange transactions

The services we offer can be tailored to individual circumstances, situations and priorities. But our portfolio managers are always committed to delivering the best banking services available to meet your requirements.

Our Banking Services At A Glance

Deposit Accounts

The services we offer our clients are based on strong relationships and a deep understanding of individual needs.

We are committed to offering the best service to meet each client’s objectives, and that includes the most appropriate account at the most appropriate rate.

We offer currency accounts that allow instant access to funds, as well as those with competitive rates that are fixed term or require a notice period ahead of withdrawals.

We also offer a cash administration service, which can mitigate risk by spreading large sums of money across different institutions (Fiduciary Deposits) while retaining one, simple point of access.

We also offer fixed-term deposit accounts in many currencies, with durations ranging from one day to one year.

Lending Services

Loans secured on investments (Lombard Lending) is suited for clients with an existing investment portfolio who wish to leverage their portfolio in pursuit of higher investment returns, for diversification reasons or to bridge liquidity needs.

We understand that our clients’ requirements for cash differ over time, and that liquidating long-term investments to meet short-term needs may not be the best strategy.

Instead, we can lend funds to clients secured against a portfolio of investments held by us. Because liquidity needs can change unexpectedly, we allow our clients to pay loans back at any time with no redemption penalty.

Lombard Lending enables you to:

- Profit from short-term investment opportunities

- Enhance your returns by leveraging your portfolio

- Invest in more financial instruments to diversify the risk

- To bridge liquidity needs in a simple, cost-efficient and convenient way

- Enter into derivative contracts (e.g. options) which require a security margin

Loan rates are available on application.

Potential risks of Lombard Lending:

Market volatility, currency fluctuations or the volatility of the credit exposure related to derivatives can lead to collateral shortfalls and may cause us to ask you for additional (or the liquidation of existing) collateral.

Foreign Exchange Services

With our clients operating on an increasingly global stage, we have evolved our service and solutions to best meet their needs. Providing access to a large variety of currencies is one of those solutions.

Beside currency at a spot rate we can also offer forward foreign exchange contracts and foreign exchange swaps.

Please contact your relationship manager for more information about this service and the current rates available.

More information

Contact Schroders Wealth Management

To discuss your wealth management requirements, or to find out more about our services, please contact:

Jasper Lai

Head of Client Advisory

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Our services

Focused on what matters to our clients

Discretionary Portfolio Management

At A Glance

Working with you

Our Discretionary Portfolio Management At A Glance

Our Wealth Management Approach

Family office services

Managing Charity Investments

Sustainability

Advisory Services

At A Glance

Our Advisory Services At A Glance

Service overview

Banking Services

At A Glance

Working with you

Our Banking Services At A Glance

Deposit Accounts

Lending Services

Foreign Exchange Services

Contact Schroders Wealth Management

Jasper Lai