What to consider before choosing your funds

There are some key things to consider when choosing your funds.


Inflation is the increase in the price level of goods and services. Inflation can cause the value of money to fall as prices of goods and services rise. Savers need to ensure that their money is protected against inflation. 


Some types of investments are inherently more risky than others.


One of the most important considerations when choosing your funds is diversification. 

Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amounts originally invested