In an increasingly complex world where resource is often limited, pension scheme trustees and sponsors need to focus on what matters most: securing members’ benefits through a clearly defined funding plan.
Fiduciary Management is a governance solution through which Trustees delegate the day-to-day implementation of their investment strategy. By delegating the details of the investment strategy, Trustees gain the benefits of an expert whose sole occupation is to concentrate on investment. By having clearly defined roles and responsibilities, trustees can ensure that they remain in control of the key decisions that affect the future of their pension scheme.
For many schemes there is a gap between their assets and liabilities. As schemes mature, the window to achieve full funding narrows.
Funding gap = Sponsor contributions + Investment returns
With many schemes relying on investment returns, rather than sponsor contributions, to plug their funding gap, the challenge facing them is fundamentally an investment one. As investment specialists, Schroders are expertly placed to support trustees in meeting their long-term goals.
Pension scheme investing can seem complicated. It doesn’t need to be.
We believe that there are three key elements for success:
Please remember that the value of investments and the income from them may go down as well as up and investors may not get back the amounts originally invested. This marketing material is for professional investors or advisers only. This site is not suitable for retail clients. Issued by Schroder Investment Management Limited, 1 London Wall Place, London EC2Y 5AU. Registered No: 1893220 England. Authorised and regulated by the Financial Conduct Authority. For your security, communications may be recorded or monitored.