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  • Re assurance – What does the Budget announcement on pensions mean for UK life assurers?

    Re assurance – What does the Budget announcement on pensions mean for UK life assurers?

    Kevin Murphy

    16/04/2014

    One of the standout aspects of the 2014 Budget was Chancellor George Osborne’s announcement that British retirees will no longer have to use their pension pot to buy an annuity. Whatever this may mean for the personal finances of the UK’s population, the news set the cat among the pigeons in the diversified life assurance sector, for which annuities have been a good line of business.

  • Flashing lite - Ever-greater issuance of 'covenant-lite' loans is a warning sign for markets

    Flashing lite - Ever-greater issuance of 'covenant-lite' loans is a warning sign for markets

    Jamie Lowry

    11/04/2014

    A friend on secondment in Los Angeles emails with an example of US hospitality – although the precise term he uses in connection with a recent offer of a mortgage with a 3.5% deposit, 4.5% interest fixed for 30 years and a salary multiple of 5.5x is “stupid lending”. “Repayments equate to 60% of my monthly pay,” calculates our Green-Cardless chum, “and that is considered normal!”

Cazenove Capital funds have changed names

All of the Cazenove Capital funds have changed their names. View the full details.