Important information

Important Legal information

You must read the following important information carefully before you proceed. Please note that this important information may be updated periodically.

Consent

By accessing the website of Schroder & Co Bank AG (hereinafter referred to as the Schroder website) you agree that you understand and recognize the terms and conditions of use stated below. If you do not agree with or do not accept the terms and conditions, please do not attempt to access our website.

Access

The Schroder website is not intended for persons in any jurisdiction where the material published in the Schroder website or access to that website is unlawful. Persons to whom these restrictions apply are not allowed access to the Schroder website. Restrictions apply specifically to citizens of the United States of America (USA) and to persons domiciled in the USA.

Intellectual Property Rights

The information and materials contained in the Website are protected by intellectual property rights, which are owned by Schroder & Co Bank AG, other companies of Schroder Group or third parties. The information and materials may be displayed and printed exclusively for your personal, non-commercial use. You agree not to transmit, reproduce or use in any other way the information and materials contained in this Website in whatever form and by whatever means ("offline" and "online") without the express prior written consent of Schroder & Co Bank AG.

No Offer

The information and opinions published on the Schroder website do not constitute a solicitation or offer or recommendation to avail of any services, to purchase or sell financial instruments, or to perform any other transactions. They do neither form part of any contract nor should they be used as basis for contractual purposes. In particular, investments in investment funds or sub-funds should only be considered after careful reference to pertaining sales prospectus or sales documentation.

Information on investment risks

Please read our information on risk warnings [insert LINK] and the brochure published by the Swiss Banking Association “risk involved in trading financial instruments”.

No basis for decision-making

The information on the Schroder website should not be construed as investment advice or any other kind of decision-making aid or advice on legal, taxation or other issues. You should not use this website as a basis for making decisions related to investment or any other subject matter. Please contact your relationship manager and/or your legal and tax advisor before making any decisions.

No Warranty

Schroder & Co Bank AG uses its best efforts to make sure that the information published is reliable, but it makes no representations as to the accuracy, reliability or completeness of the information and opinions contained on the Schroder website. The Schroder website is subject to change at any time without notice.

Likewise, Schroder & Co Bank AG assumes no responsibility and gives no warranty that the Schroder website will perform without error or interruption, or that errors will be eliminated or that this website or the servers contain no harmful elements.

Limitation of liability

Schroder & Co Bank AG will not be liable in any case for direct or indirect losses, damages or consequential damages, including those due to negligence, arising out of or in connection with access to or use of the Schroder website or associated links, or the impossibility of such access or use. This also applies where Schroder & Co Bank AG has been made aware of the possibility of these damages or of the defectiveness of the data and software.

Links to other Websites

Should you activate certain links, you leave the Schroder website at your own risk. Schroder & Co Bank AG has not investigated, monitored or endorsed other sites linked with the Schroder website and is not responsible for their contents. We do not recommend any products or services that are marketed on websites of third parties. The use of links to websites of third parties is at your own risk and liability.

The addition of links to the Schroder website requires the express prior written consent of Schroder & Co Bank AG.

Privacy

Schroder & Co Bank AG is as concerned as you are about the privacy of any personal information you may provide to us through this site. When you visit this site, you are not required to provide us with any personal information other than your country of residence, unless you choose to do so. The only exception is if you choose to use eServices. Our web server will not recognize your domain name or e-mail address, only your indicated country of residence. We currently do not use any "cookie" technology on this site to store any personal information about visitors to the site. If we add such technology in the future, we will update this notice to explain how it is used. Some of the information which you may provide voluntarily as visitor to this site may constitute confidential information protected under the Swiss Data Protection Act (“Personal Data”). This Personal Data may include your name, address and e-mail address. By providing this Personal Data, you agree to its processing by Schroder & Co Bank AG or other members of the Schroder Group of companies and to a possible transfer of Personal Data abroad for such purposes.

Electronic Mail Function

The possibility to communicate by E-mail between you and Schroders is only a convenience granted by Schroder & Co Bank AG. You acknowledge the limitations on the reliability of delivery, timeliness and security of internet E-mail and understand that Schroder & Co Bank AG will not be responsible for any loss or damage that could result from your requests not being accepted, confirmed or processed or as a result of your E-mails being intercepted by third parties. As a result of these concerns, you should not send sensitive information by E-mail, which may not be a secure means of communication. If you still do so, you do it at your own risk.

Applicable Law and Jurisdiction

Your access to, visit to and use of the Website, and the present Terms and Conditions are governed by and shall be construed in accordance with Swiss law. The courts in Zurich 1 shall have exclusive jurisdiction over any dispute relating thereto.

MSCI Disclaimer

Source: MSCI

The information obtained from MSCI and other data providers, included in reports available from this website, may only be used for your internal use, may not be reproduced or re-disseminated in any form and may not be used to create any financial instruments or products or any indices. The MSCI information and that of other data providers is provided on an “as is” basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling or creating any MSCI information (collectively, the “MSCI Parties”) and other data providers, expressly disclaim all warranties (including, without limitation any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party or other data provider have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages.

Information on Schroder & Co Bank AG

General:

Schroder & Co Bank AG is part of the Schroders Group of companies that are ultimately held by Schroders plc as holding company. Schroders plc is listed on the London stock exchange. For further information on the Schroders Group of companies, please refer to www.schroders.com

Main seat:

Schroder & Co Bank AG

Central 2

CH-8001 Zürich

Tel: +41 (0)44 250 11 11

Commercial register number CHE-105.947.172

Branch:

Schroder & Co Banque SA, succursale de Genève

Rue d’Italie 8

CH-1204 Geneva

Tel: +41 (0)22 818 41 11

Commercial register number CHE-266.175.281

Field of activity:

Schroder & Co Bank AG is a Swiss bank regulated by FINMA and providing banking and investment services, in particular in portfolio management and advisory.

Responsible supervisory authority:

Eidgenössische Finanzmarktaufsicht FINMA

Laupenstrasse 27

CH-3003 Bern

www.finma.ch

Responsible ombuds-office:

In case of disputes between yourself and Schroder & Co Bank AG, you may initiate a conciliation proceeding with the banking ombudsman:

Schweizerischer Bankenombudsman

Bahnhofplatz 9

Postfach

CH-8021 Zürich

www.bankingombudsman.ch/kontakt/