3 considerations for investors in 2025
Multiple ISA opportunities
From 6 April 2025, investors have the option to open and fund several ISAs within the same tax year (excluding lifetime ISAs). This enables contributions to two or more stocks and shares ISAs in the same tax year, although the total allowance remains at £20,000 per tax year.
Protect your dividends
The dividend tax-free allowance has been reduced from £2,000 to £500 in recent years, potentially resulting in higher tax bills for many investors. This change further enhances the appeal of the ISA, where dividend income is entirely shielded from tax.
Interest rates coming down?
Further UK interest rate cuts are predicted in 2025, which may encourage many investors back towards riskier assets such as equities, which have historically tended to perform well from this point in the interest rate cycle.
Investment trust solutions for your Stocks and Shares ISA
View our full range of investment trusts
Schroders manages an award-winning range of investment trusts, with each of them targeting different market opportunities and offering distinctively attractive characteristics. This allows you to tailor your investment decisions towards your specific preferences and goals.
Invest in a trust via a platform
It is important to note that the value of investments can fall as well as rise and you might not get back what you invest. Please keep in mind that the value of tax benefits will depend on individual circumstances and tax rules can change in the future. Ongoing charges above are quoted excluding any performance fees. For further information on charges and fees investors should refer to the trust's Key Information Document (KID), latest financial statements or factsheet.
Why investment trusts for your Stocks & Shares ISA?
The investment trust approach has a long and successful history stretching back over many decades. Today, this sector is a popular destination for many types of investor.
Schroders is a leading provider of investment trusts. We offer a range of strategies investing in a variety sectors drawing on our global investment resources and local expertise.
What is an individual savings account (ISA)?
There are various types of ISAs, each with unique features and benefits. The most common types include Cash ISAs, Stocks and Shares ISAs, Innovative Finance ISAs, and Lifetime ISAs.