Schroder Real Return Fund
Helping to achieve your income and capital protection goals with the Schroder Real Return Fund (Wholesale Class APIR SCH0047AU).
Diversification built-in
By diversifying across a wide range of asset classes, sectors and regions and actively managing the asset allocation, the fund seeks to achieve long-term growth and manage downside risks as markets rise and fall.
Portfolio protection
The Fund thoughtfully selects investments across its unconstrained investment universe with the specific goal of achieving a real return relative to inflation and minimising losses across various stages of the market cycle.
A versatile choice
Offering stable returns and diversification while minimising undue risk, the Fund is suited to a wide range of portfolios.
A multi-asset fund designed for a complex investing environment
Volatile markets can quickly erode wealth. As an objective-based strategy and multi-asset solution, the Schroder Real Return Fund aims to deliver stable returns and mitigate any inherent downside risk within the Fund by incorporating a multi-factor risk management framework. Our investment approach goes beyond comparing returns to peers or indices. Instead, we place greater importance on wealth preservation as this can be as material to investment outcomes as the return target. Achieving these objectives requires astute and active asset allocation across the Fund’s unconstrained investment universe to be well positioned through different market cycles.
As well as conducting deep research into traditional asset classes, our team looks beyond equities and bonds to identify new opportunities to increase returns and minimise risk. This includes investigating new techniques and instruments for investing.
About the Schroder Real Return Fund
The Schroder Real Return Fund is a multi-asset fund providing diversified exposure across defensive, growth and alternative assets. This actively managed fund aims to achieve a return of CPI* plus 4% to 5% p.a. before fees over rolling 3-year periods while minimising the size and frequency of negative returns.
*CPI is defined as the RBA's Trimmed Mean, as published by the Australian Bureau of Statistics.
Quarterly Portfolio Update - September 2024
In this quarterly portfolio update for 2024, Sebastian Mullins, Head of Multi-Asset and Fixed Income at Schroders in Australia runs us through a recap of the last quarter, as well as fund performance and fund positioning for the Schroder Real Return Fund. He also shares his thoughts on the market outlook, including the strong footing of the US economy, the potential effect of rate cuts on household budgets and debt, and our position on equities, credit and duration.
Why Schroders?
Investing with Schroders means investing in an investment manager with strong heritage and outstanding capabilities across a broad range of asset classes. Since establishing our multi-asset capability in the 1940s, we have grown to be trusted with A$366 billion* in assets across our multi-asset portfolios globally. Our 900+ global investment team includes 100+ multi-asset specialists located in our offices around the world and offer specialised, on the ground insights and analysis across a wide array of asset classes.
*As at 31 December 2023.
Schroders Australia’s CEO and CIO, Simon Doyle explains why an objective-based multi-asset strategy like the Schroder Real Return Fund can help investors consistently meet their investment goals across various market environments.
Why choose the Schroder Real Return Fund?
More than ever, global markets are susceptible to impacts from a rapidly changing economic environment and heightened geopolitical risks. These shifts can quickly change the investment returns and outlook across all asset classes. In an ever-changing economic environment, a multi-asset fund managed by investment experts with flexibility to tactically adjust asset allocation across a broad range of asset classes to drive returns and manage risk across various stages of the market cycle may be worth considering.
Investing in a multi-asset fund such as the Schroder Real Return Fund can help investors meet a number of investment goals within a single solution. By investing in an unconstrained investment universe and adopting a flexible asset allocation approach, the investment team is able to quickly adjust the portfolio’s positioning to prepare for varying economic and market conditions, leading to increased opportunity to boost returns during market upturns and mitigate risk during downturns.
If you need to find out more about the Schroder Real Return Fund
Related documents
Fund ratings and awards
Meet the fund managers
Investors in the Schroder Real Return Fund stand to benefit from the portfolio management teams’ expertise and experience across equities and fixed income investing, which is supported by other investment teams’ research and capabilities within Schroders.
Ways to invest in the Schroder Real Return Fund
Before investing in the Schroder Real Return Fund, please read the product disclosure statement (PDS), target market determination (TMD), the accompanying additional information booklet and the financial services guide (FSG). You can also learn more about investing directly by filling out our paper application form or online application form. You may also like to find out which platforms you can access the fund through. If you need help, please contact our team.
Invest directly
Complete the paper application form or online application form. The minimum investment amount is $20,000 for wholesale class.
Contact our team
For further information about investing in the fund, please speak to a member of the Schroders team.
Platform availability
The Schroder Real Return Fund is available on several platforms. Please check with the platform operator for minimum investment requirements and fees.
The role of the Schroder Real Return Fund in your portfolio
A core holding
The fund’s diversification benefits and stable return profile makes it an ideal core holding in a ‘core-satellite’ approach. Satellite investments provide strategic exposure to specific asset classes, dialled up or down to support investor needs.
An alternative asset allocation
Given its absolute return focus, the fund can replace an existing allocation to alternative assets. It also provides high liquidity and does not utilise leverage, unlike many traditional alternative investments.
A diversifier
An excellent diversifier to an existing portfolio offering exposure to a wide range of asset classes within a single solution.
A total portfolio solution
Effective as a whole portfolio solution, especially for those seeking an easy and relatively affordable way to diversify across the global investment universe or for those approaching retirement or in retirement, due to the focus on mitigating downside risk and capital preservation.
Likely
The Schroder Real Return Fund is likely to be appropriate for a consumer seeking capital preservation and income for all or some components of their portfolio, with a medium to high risk and return profile.
Unlikely
The Fund is unlikely to be suitable for a consumer seeking capital guarantee or for consumers with a very high risk and return profile or with a short investment timeframe.
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Disclaimer
Investment in this Fund may be made on an application form accompanying the current Product Disclosure Statement (PDS) for the Fund which is available from Schroder Investment Management Australia Limited (Schroders) (ABN 22 000 443 274, AFS Licence 226473). The information contained in this material is general information only and does not take into account your objectives, financial situation or needs. Before acting on the information contained in this material you should obtain a copy of the PDS and consider the appropriateness of the information in regard to your objective, financial situation and needs before making any decision about whether to invest, or continue to hold.
The repayment of capital and performance in the Fund is not guaranteed by Schroders or any other party. Opinions constitute our judgement at the time of issue and are subject to change. Past performance is not an indicator of future performance. Investment guidelines represented are internal only and are subject to change without notice. Schroders may record and monitor telephone calls for security, training and compliance purposes.
The Zenith Investment Partners (ABN 27 103 132 672, AFS Licence 226872) (“Zenith”) rating (assigned APIR: SCH0047AU, September 2024) referred to in this piece is limited to “General Advice” (s766B Corporations Act 2001) for Wholesale clients only. This advice has been prepared without taking into account the objectives, financial situation or needs of any individual, including target markets of financial products, where applicable, and is subject to change at any time without prior notice. It is not a specific recommendation to purchase, sell or hold the relevant product(s). Investors should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Investors should obtain a copy of, and consider the PDS or offer document before making any decision and refer to the full Zenith Product Assessment available on the Zenith website. Past performance is not an indication of future performance. Zenith usually charges the product issuer, fund manager or related party to conduct Product Assessments. Full details regarding Zenith’s methodology, ratings definitions and regulatory compliance are available on our Product Assessments and at Fund Research Regulatory Guidelines.
The rating issued May 2024 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2024 Lonsec. All rights reserved.