Retirement Investment Reimagined: Schroders Hong Kong Retirement Survey 2024

61% of non-retired Hongkongers surveyed have a retirement plan in place but a majority say they face challenges when planning for financial needs for retirement.

They express an increasing sense of urgency post-Covid to support various needs and expenses in retirement.

We explore the traditional and alternative investment options pursued by Hongkongers when planning for retirement.

As the global retirement landscape evolves, the prevailing equities and fixed income strategies are facing new challenges. With rising life expectancy and increasing market volatility, the need for diversified and resilient retirement portfolios has never been more critical. In this context, alternative investments are gaining significant attention as a potential tool for diversifying investment strategies, including as part of retirement planning.

In this new episode, we are focusing on alternative assets – what Hongkongers know about them, and the role they may play in investing for retirement.

We recently completed retirement research in Hong Kong to better understand how views about investing for retirement had changed after COVID. We last conducted a retirement survey before COVID and we expected some changes in Hongkonger's attitudes but the findings even surprised us!

What else did we discover in our survey and how can you be better financially prepared for retirement? Watch the video to find out.

The risk of outliving your assets and savings – or longevity risk – has become very real around the world. It is one of top five concerns about retirement among the non-retired Hongkongers surveyed in our latest Schroders Hong Kong Retirement Survey 2024.

Hongkongers’ attitudes towards retirement planning have shifted post-Covid, and many have indicated a sense of urgency and eagerness in starting their retirement planning if they haven’t already.