Schroder Flexi Total Return Fund

Retirement marks a significant milestone in life, transitioning from a work routine to a new chapter filled with possibilities and personal exploration. It is an opportunity not only to enjoy the fruits of your labour, but also for reinvention, enabling you to pursue passions and interests which may have been put on hold during your working years.

According to the Schroders Retirement Survey 2024, respondents highlighted four key considerations that are likely relevant to your own reflections on retirement.

Seeks to deliver a monthly fixed payout of 6% per annum ('p.a.') (applicable to Class R - USD/ HKD Dis MF. Dividend may be paid out of capital)** to help maintain liquidity and meet retirement expenses such as healthcare. To meet the demand of investors who prefer to use other currencies, the fund also makes available RMB-hedged, GBP-hedged and AUD-hedged classes offering a variable monthly pay-out. (Dividends are not guaranteed and may be paid out of capital)**.

_{*Traditional multi-asset portfolios refer to 50/50 theoretical equity and fixed income portfolio allocation which consist of 50% MSCI All Country World Index + 50% Bloomberg Global Aggregate Index.
**In respect of RMB Hedged MFC, AUD Hedged MFC and GBP Hedged MFC distribution units, there is neither a guarantee that such distributions will be made nor will there be a target level of distribution payout. The manager will make distributions in respect of distribution units. The manager has the sole and absolute discretion to vary the rate and/or frequency of distributions, subject to one month’s prior notice to the relevant unitholders. Distribution yield is not indicative of the return of the fund. Distributions may be paid from capital of the fund. Investors should note that where the payment of distributions are paid out of capital, this represents and amounts to a return or withdrawal of part of the amount you originally invested or capital gains attributable to that and may result in an immediate decrease in the value of units. For details of the distribution policy and frequency of all unit classes, please refer to the distribution policy and frequency table stated in the fund offering document.}